Money as a Democratic Medium | Democratizing Money’s Power & Protection

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This panel explores the problems and possibilities for developing money as a vehicle that transforms existing pervasive inequality and insecurity. How can a democratic vision reimagine credit and liquidity as more than a means for measuring and distributing the costs of entrenched social and economic risks? How can financial services be designed to focus on the goal of building power and protection for ordinary citizens and communities?

Discussion on pre-circulated papers

Thomas Herndon – Loyola Marymount University
“A Public Banking Option As a Mode of Operation for Financial Services” (co-authored with Mark Paul)

Pamela Foohey – Indiana University Maurer School of Law
“Graying of U.S. Bankruptcy: Fallout from Life in a Risk Society” (co-authored with Deborah Thorne, Robert Lawless, Katherine Porter)

Kristin Johnson – Tulane Law School
“Digital Debt: Regulating Automated Decision-Making in Consumer Credit Markets”

Jennifer Taub – Vermont Law School
“Saving the Canaries: Protecting Consumer Borrowers to Prevent Systemic Risk”

Commentator: Martha T. McCluskey – University at Buffalo Law, SUNY

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